Author: Ray Pettitt

Managing overall exposure to market volatility Trying to navigate the ups and downs of market returns, investors seem to naturally want to jump in at

Smoothing out the ups and downs of the market Pound cost averaging is a technique that reduces exposure to falling markets from investing a lump

Collective investment schemes Pooled investment funds are usually large funds built by aggregating relatively small investments from individuals. A professional fund manager (or a team

What you need to consider at every life stage When you’re starting out working in your 20s, you may not be thinking about retirement in

Start planning your legacy to mitigate or reduce Inheritance Tax If you’ve worked hard throughout your lifetime to grow your wealth, and hope it will